Whether you’re an individual or a small business owner, Nelson Pension Services is here to help you evaluate your options and build a strategy aligned with your goals. Connect with us to learn more about how our services may support your financial future.
Financial Planning
Whether you’re preparing for retirement, managing life transitions, or building long-term strategies, our approach focuses on aligning your financial resources with your goals.
- Retirement planning consultation and guidance
- Comprehensive financial plan development
- Cash flow and savings strategies
- Ongoing reviews and adjustments
Investment Management
Our investment approach is personalized to reflect your objectives, risk tolerance, and time horizon. We focus on building, managing, and monitoring portfolios to support your broader financial goals.
- Fee-based investment accounts
- Brokerage accounts (stocks, bonds, mutual funds, ETFs)
- Annuity solutions (variable, fixed, fixed indexed, immediate)
- Ongoing investment monitoring and reviews
Retirement Planning
We help individuals and business owners prepare for retirement by evaluating savings strategies, tax-advantaged accounts, and income planning approaches.
- Individual retirement accounts (Roth IRA, Traditional IRA, SEP IRA, SIMPLE IRA)
- Employer-sponsored plans (401(k), 403(b), 457, pension plans)
- Rollover and account consolidation support
- Contribution and withdrawal strategies
Risk Management
We help identify and evaluate potential financial risks as part of a broader planning process and discuss strategies that may help address those risks for individuals, families, or businesses.
- Disability income insurance
- Long-term care insurance
- Health insurance
- Life insurance
Our Process
At Nelson Pension Services, we believe financial planning should be clear, structured, and transparent.
Our goal is to remove the guesswork from financial planning. Our process is designed to give you a full understanding of where you stand, where you’re going, and how to get there.
1. Identify Your Needs and Objectives
We want to know what matters most to you. In this meeting, we will discuss your financial priorities, long-term goals, past investment experience, personal values, and comfort with risk.
2. Gather Information
A clear plan starts with accurate information. During the planning process, we may request financial account statements, income information, estate plan documents, liability statements, insurance policies, and income tax returns.
3. Analyze Information and Develop Plan
We evaluate your financial picture using both quantitative and qualitative analysis. With your values and goals in mind, we will develop personalized strategies and outline preliminary recommendations.
4. Plan Presentation and Delivery
At this stage, we present a written financial plan that includes a detailed explanation of our recommendations. We walk through each component, explaining the rationale and how it supports financial goals.
5. Plan Implementation
This is putting your plan into action. It may include portfolio adjustments, insurance solutions, coordination with legal or tax professionals, or enrolling in employer-sponsored benefits. You are under no obligation to act on the recommendations or implement the plan through the products and services offered through Nelson Pension Services.
6. Review Your Progress and Update
Financial planning is dynamic in nature. As markets shift and your life evolves, your plan should also adapt. Typically, we recommend reviews every three years or after major life events such as marriage, divorce, the birth of a child, inheritance, or retirement milestones.
